David Harris - Managing Director
David is well known in the financial services industries in the UK and Australia as an expert on wraps and pensions systems and reform. He founded TOR in 2004 to concentrate on future trends and thought-leadership services to the financial services industry. Prior to founding TOR, he was a senior consultant with Watson Wyatt & Company, Reigate, UK and Watson Wyatt LLP in Washington DC. David has worked for the financial services and consumer protection regulators in Australia and the UK.
His areas of expertise include:
- Individual and corporate wraps
- International pension systems and reform programmes
- Consumer protection and compliance strategies in the development of pension regulation.
- Communication and education
- Distribution systems
David has testified several times before the United States Congress on international social security and pension reform. He was awarded the AMP Churchill Fellowship to study "What influences public confidence in the life insurance and retirement industries”.
Publications include
- Alternative Thinking on Pension Investment and Access to Pension Products; Consumers Association (June 2003)
- Global Horizons; An analysis of international retirement trends(June 2001)
- Common Horizons; Comparing savings and retirement in the USA and UK (May 2002)
- Consumer Protection in Financial Services; Kluwer Law International (1999)
- AMP Churchill Fellowship report: What influences public confidence in life insurance and retirement income products – An Analysis of trends in Singapore, Malaysia, South Africa, Zimbabwe, United Kingdom, United States of America and Canada (1996)
Sue Jones – Director, Strategy & Communications
Sue Jones worked as a journalist before becoming a media adviser to high profile Government ministers and leaders of public sector organisations. She led Press teams in major state departments and advised on communication strategy at the Cabinet Office and on public policy covering: consumer affairs, competition regulation, public service reform, local government finance, health, international relations, training and transport.
TOR associates include specialists in:
- Compliance
- Regulation
- Pension reform
- Broadcast communications
- Consumer policy
